Van Insurance, How to Find the Coverage You Need

When you purchase a van, you want to be sure to get it protected with a good company that offers van insurance. How can you find what you need? Trucking Insurance USA can help ensure that you are covered for all of your van insurance needs, and can do it quickly.

The type of insurance you need will depend on how you intend to use the van. Passenger vans and vans used for commercial purposes, will need different kinds of protection. You will want to be sure to specify to the agent at Trucking Insurance USA exactly how you intend to use your van so that you are correctly insured and continuously covered.

The Basic Van Coverage You Need

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Every vehicle needs to have certain basic coverage. You will need these coverages as a starting point:

General Liability – covers everything you might be held liable for if you are found to be at fault in an accident. It includes medical payments for the people in the other vehicle, as well as payment for their vehicle and other property.

Collision – this coverage will pay for any damage done to your van caused in an accident. It may not include damage caused in non-accident situations, such as fires, vandalism, falling trees, theft, or rolling over.

Medical – covers the medical needs of the driver and any passengers you may be carrying. There may be some restrictions pertaining to your passengers, depending on how you use the van.

Towing and Rental – covers the cost of towing, as well as the cost of renting another similar van while yours is in the shop.

If you are using your van for commercial purposes, you will need additional coverage. This may include special coverage for your business tools, products, special equipment on the van, etc. Trucking Insurance USA can help you identify and obtain the additional coverage to fulfill your van insurance needs.

Tips on Van Insurance: How to Find What You Need

  1. Look for an insurance company that covers many vans for the purpose you will use it, such as Trucking Insurance USA. If you are an organization and are buying a passenger van, look for one with group insurance. For instance, church vans can get better rates with insurance companies that specialize in covering churches.
  2. Check with Your State’s Department of Insurance – insurance companies may receive complaints against them, or even lawsuits, if there is a problem responding to legitimate claims. Go online and check the official Insurance Department of your state and look for problems.
  3. Use Brokers Services to Get Multiple Quotes Fast- brokers have the advantage of being able to get quotes quickly from a number of insurers. Contact the brokerage of Trucking Insurance USA. When it comes to van insurance, how to find a plan that works for your bottom line is our specialty.

So, What’s next?

We’d be happy to show you our personal touch. We will walk you
through the process of obtaining van insurance and find you
affordable options that address all of your needs. We can also provide you with
completely risk- and hassle-free quotes.

Our coverages include:

Trucking Insurance USA specializes in a wide variety of coverage’s including:

  • Bobtail
  • Collision
  • Comprehensive
  • Contingent Liability
  • Environmental and Hazmat
  • Excess Liability
  • Hired Auto Liability
  • Medical Payments
  • Motor Truck Cargo
  • Physical Damage
  • Motor Trucking General Liability
  • Non-Owned Auto Liability
  • Non-Trucking Liability (NTL)
  • Occupational Accident (Occ-Acc)
  • Permanently Attached Equipment
  • Motor Truck Cargo Refrigeration Breakdown
  • Primary Liability
  • Rental with Downtime
  • Trailer Interchange
  • Umbrella Liability
  • Uninsured and Underinsured Motorist
  • Workers’ Compensation
  • We are the very best at what we do,
    because we understand what you do. Let us answer your questions and find you a
    cost effective policy that will keep your business safe and save you money at
    the same time.

    trucking-insurance-quote

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