Truck Insurance Owner Operator Trucking Needs

Being an owner-operator is rewarding, but it’s also hard. Not only do you have to balance time away from home with your professional goals, but you also have to handle the daily grind of life on the road and the paperwork that comes along with being your own boss. We can help with your truck insurance owner operator trucking needs.

Trucking Insurance USA knows how hard it is to navigate both the open road and the confusing maze of bureaucracy and insurance regulations. We are here to help you sort out exactly what the differences are between what you do and do not need when it comes to insurance. We can help you whether you are an owner operator under lease to another carrier or an owner operator functioning independently.

As an independent driver under lease to another carrier, your insurance needs are generally less; depending on your lease agreement many of your coverage needs may be met by your motor carrier. Your motor carrier will usually provide liability coverage when you are contracted to them. Liability covers damage to people and property if you are at fault for an accident. However depending on the lease agreement you may still need one or more of several additional coverages, including physical damage coverage, non-trucking liability coverage, and motor truck cargo coverage, among others.

As an independent owner-operator, you are completely responsible for maintaining full coverage for yourself. This not only includes the aforementioned coverages that apply to contracted drivers, but also includes liability insurance. Many insurance companies place restrictions on owner-operator liability policies, but we can help you sort through those that do and do not in order to help you find the best fit at the right price.

So, What’s next?

We’d be happy to show you our personal touch. We will walk you
through the process of owner operator trucking insurance and find you
affordable options that address all of your needs. We can also provide you with
completely risk- and hassle-free quotes.

Our coverages include:

Trucking Insurance USA specializes in a wide variety of coverage’s including:

  • Bobtail
  • Collision
  • Comprehensive
  • Contingent Liability
  • Environmental and Hazmat
  • Excess Liability
  • Hired Auto Liability
  • Medical Payments
  • Motor Truck Cargo
  • Physical Damage
  • Motor Trucking General Liability
  • Non-Owned Auto Liability
  • Non-Trucking Liability (NTL)
  • Occupational Accident (Occ-Acc)
  • Permanently Attached Equipment
  • Motor Truck Cargo Refrigeration Breakdown
  • Primary Liability
  • Rental with Downtime
  • Trailer Interchange
  • Umbrella Liability
  • Uninsured and Underinsured Motorist
  • Workers’ Compensation
  • Being an owner-operator is both difficult and rewarding. Let Trucking Insurance USA make it less difficult and more rewarding for you. We’ll help you handle the paperwork while you handle the open road and keep America running. Give us a call at (724) 774-6700 today and let us know your truck insurance owner operator trucking needs. Our friendly and helpful experts are ready to take your call and help you put insurance problems and questions in your rear view mirror.


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