The business of insurance is an intricate one, with much competition. Everyone wants to be on top. Every agency claims to have the top auto truck insurance, commercial or personal. But the fact of the matter is that not everyone can be the best, and not every agency will be able to meet your needs.
Why you ask? There are many rules and regulations that brokers and agents must understand inside and out because, after all, the agency you choose to work with is expected to know everything for you. That is a big responsibility and should not be taken lightly. This responsibility is the driving force behind the professionalism, thoroughness, and diligence of our staff. It is not realistic to expect our customers to know all of the intricacies of commercial insurance policies, so instead we do the hard work for you.
Running a business is more than a full time job, and we understand that as a business owner you do not have a lot of time to negotiate terms for your commercial auto and/or truck policies. So instead of taking up countless hours of your precious time, our agents will simply need a few details from you and they can compile a customized policy to fit your business’s needs. What details do they need? Just a few, such as …
- How many vehicles do you need to insure?
- Are these trucks, buses, vans, or cars?
- How many drivers do you anticipate and do you have their driving records?
- Will these vehicles remain within the state or will they be involved in interstate travel?
- Will there be passengers traveling in the vehicles?
- What is the expected value of any cargo transported in the vehicles?
Liability Coverage Is Critical
The key to commercial auto or truck insurance policies is liability. You need liability coverage; you need to understand what you could be held liable for; you need to know what each state you work in expects for liability coverage.
The fact is that neglecting your liability coverage can result in the loss of your business, either because it gets shut down by the state for lack of mandated coverage, or because you failed to protect yourself with enough additional liability coverage to combat Murphy’s Law. Either way, when legal matters come knocking, your checkbook will be opening if you do not have enough liability insurance. But this can all be avoided by adequately preparing yourself and your business for the future.
Get Your Free Quote Today
Visit us at TruckingInsuranceUSA.com/Quote and see how we can start protecting your business with the top commercial auto and truck insurance!