Small businesses need insurance coverage for their vehicles— especially small fleet insurance. Small fleet insurance refers to coverage for 10 or fewer vehicles. We cover vehicles for just about any type of small business in the greater Pennsylvania-Maryland area.
Vehicle Types Include:
Truck on freeway
Bucket Trucks/Cherry Pickers
Hot Shot Trucks
Refrigerated Box Trucks
Tractor Trailer Combinations
Now that you know what types of vehicles are covered, you need to know what the right coverage looks like. Look no further! Our agents have the ability to customize a policy that will fit the needs of your small fleet, including enough liability coverage to allow you to rest easy at night, while not forcing you to shake out the piggy bank to pay for it.
A small business owner may or may not personally know each one of their employees. Many companies start off as family owned and operated and within a few years they have an expanding staff with new hires off the street. While this is a great sign that your business is booming, it also tells your insurance company that you need more liability coverage. Did you know that as the business owner you are responsible for everything that happens to your vehicles, even when you are not driving or even in the vehicle? That is the very reason for liability insurance.
Small Fleets Are Easier to Manage
A perk of having a small fleet is that you have less vehicles and drivers to worry about. It is important to review the driving record of each driver you hire to ensure that your vehicle is in safe hands. This is a great way to keep you and your business safe. If you decide to add on to your fleet, you can call in the add-ons to your agent to get these vehicles covered without having to change your entire policy.
Small but Mighty
Everyone has to start somewhere and small is certainly a reasonable place. Whether you decide to grow into a huge corporation or you choose to keep your business close to home, having the right insurance is the only way to maintain longevity of your business.
So, What’s next?
Regulations vary from state to state and no insurance policy is identical to any other. And the myriad of things you can have covered means you don’t have to pay for too much coverage, you can tailor it to your specific risks. Our coverages include:
Trucking Insurance USA specializes in a wide variety of coverage’s including: