How to Buy Escort Van Insurance

If your organization runs an escort van service, you will need to have special escort van insurance to cover the possibility of an accident. Carrying people around in a van requires specialized coverage, and Trucking Insurance USA can help you to be sure you have what you need.

The Coverage You Need

Escort van insurance must include the following features:

Liability Insurance – covers both bodily injury and property damage. Liability insurance will pay for the medical bills of persons in other vehicles, as well as the vehicles themselves or other damaged property. It covers transportation to the hospital, emergency care costs, hospital stays, and rehab.

Medical Payments – covers the cost of the medical bills for the escort driver, as well as those of any passengers. This can be especially useful when medical bills become very costly. If there are multiple riders, the cost may be astronomical in the case of a serious accident. This coverage may not be available in all areas.

Physical Damage – may include comprehensive, which pays for the cost of damage to the van when not involved in an accident. It will also cover the cost of repairs including, but not limited to, vandalism, hail, or falling trees.

Collision – covers the escort van when it is involved in an accident, or if it rolls over or strikes an object, such as a sign or fire hydrant.

Uninsured or Underinsured Motorist – these days, it is a very good idea to have this coverage. Some states even require it. Many drivers today do not have insurance or may not have enough. This coverage will pay for medical bills and damage to your vehicle if involved in an accident with an uninsured or underinsured driver.

An important feature of Uninsured/Underinsured Motorist coverage is that if you buy bodily injury coverage with it, you are then eligible for the Collision Deductible Waiver (CDW). This coverage pays for your deductible when involved in an accident with an uninsured/underinsured driver. This can save you a lot of money, especially if you have a high deductible.

Other Coverage You May Want

There are other forms of coverage that may be beneficial to you. We stand ready to help you determine if the following coverage options are helpful in protecting your escort van, its passengers and additional property.

Towing and Rental – if you get involved in an accident, your vehicle may need to be towed to a repair shop. This option will cover the cost of the tow (usually for a specified maximum number of miles), as well as the cost of renting another van to continue your escort service.

Accessories – covers the cost of special equipment you may have on the van, such as radios, GPS devices, or rigs.

So, What’s next?

We’d be happy to show you our personal touch. We will walk you
through the process of obtaining escort van vehicle insurance and find you
affordable options that address all of your needs. We can also provide you with
completely risk- and hassle-free quotes.

Our coverages include:

Trucking Insurance USA specializes in a wide variety of coverage’s including:

  • Bobtail
  • Collision
  • Comprehensive
  • Contingent Liability
  • Environmental and Hazmat
  • Excess Liability
  • Hired Auto Liability
  • Medical Payments
  • Motor Truck Cargo
  • Physical Damage
  • Motor Trucking General Liability
  • Non-Owned Auto Liability
  • Non-Trucking Liability (NTL)
  • Occupational Accident (Occ-Acc)
  • Permanently Attached Equipment
  • Motor Truck Cargo Refrigeration Breakdown
  • Primary Liability
  • Rental with Downtime
  • Trailer Interchange
  • Umbrella Liability
  • Uninsured and Underinsured Motorist
  • Workers’ Compensation
  • Trucking Insurance USA wants to help you find the perfect solution to your escort van insurance needs. Our broker agents are committed to your satisfaction, and will help you find and obtain the best plan and affordable coverage.

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