Commercial Business Insurance: Flatbed Transport, an Overview

If you’re transporting heavy or oversized materials, flatbed trucks are essential
to your business. It doesn’t matter if you’re transporting your own goods or
loads for a client, you need to make sure everything arrives on time. If not,
schedules will be ruined, deliveries will be missed, and clients could be lost.
That’s why you need to find the right commercial business insurance. Flatbed transport
has unique requirements, learn about them here.


Having a commercial business insurance policy tailored to flatbed and
commercial transport vehicles protects you from downtime, giving you everything
you need to get right back on your feet. It also protects your valuable cargo,
allowing you to operate with your mind at ease.

What is Liability
Insurance for Commercial Flatbeds?

Liability insurance protects your business if the driver of your commercial
flatbed is involved in an accident in which they are found to be at fault. This
way, you’re not required to pay out of pocket for any damage caused to the
other vehicle, or if someone is injured.

In the majority of states, commercial vehicles are required to carry a minimum
amount of liability insurance. The minimum liability insurance requirement is
different in each state, so it’s important to consult with our professionals
here at Trucking Insurance USA to ensure that you are meeting those

Is There Anything
Else That I Need to Consider?

Other types of commercial flatbed insurance aren’t requirements, but you
shouldn’t leave yourself with a bare-bones policy. Staying compliant isn’t
enough for a business owner; you need to protect your investments as well.

At the very least, you’ll want to carry some collision and damage coverage.
Collision covers any damage caused to non-vehicle property, and damage coverage
protects your own vehicle. If you’re constantly hauling valuable cargo, you’ll
also want to take a look at protecting yourself a bit more with a policy that
includes cargo insurance. This will provide protection for cargo you are
hauling and provide you and your clients with more security.

Finding the right commercial business insurance, flatbed transport vehicles
especially, isn’t an easy process. Our experts at Trucking Insurance USA
understand the challenges you face in choosing insurance and running a
business. To make your life a bit easier, we have a team of certified experts
ready to answer any of your questions and to help find you the best policy
while saving you as much money as possible.

So, What’s next?

Regulations vary from state to state and no insurance policy is identical to any other. And the myriad of things you can have covered means you don’t have to pay for too much coverage, you can tailor it to your specific risks. Our coverages include:

Trucking Insurance USA specializes in a wide variety of coverage’s including:

  • Bobtail
  • Collision
  • Comprehensive
  • Contingent Liability
  • Environmental and Hazmat
  • Excess Liability
  • Hired Auto Liability
  • Medical Payments
  • Motor Truck Cargo
  • Physical Damage
  • Motor Trucking General Liability
  • Non-Owned Auto Liability
  • Non-Trucking Liability (NTL)
  • Occupational Accident (Occ-Acc)
  • Permanently Attached Equipment
  • Motor Truck Cargo Refrigeration Breakdown
  • Primary Liability
  • Rental with Downtime
  • Trailer Interchange
  • Umbrella Liability
  • Uninsured and Underinsured Motorist
  • Workers’ Compensation
  • trucking-insurance-quote

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