Campervan and van hire insurance are important things to have when you are traveling or using such vehicles for any purpose. In some cases, their use will be covered by your existing car insurance, but in others they won’t. Furthermore, even if your current insurance does include your use of rentals, it may not cover everything you need.
What are you using it for?
The purpose to which a vehicle is being put can also impact the level and type of insurance you need. Recreational use is not the same as commercial is not the same as transporting people or animals. The length of time and number of miles traveled may also matter.
It would be really nice if car, campervan and van hire insurance were the same across the country and if a single policy could cover all uses. Unfortunately, that isn’t the case. Fortunately, a good insurance company is skilled in helping people sort out the confusing rules and regulations involved in driving anything. They will help you make sure you’re taken care of.
“I guess, I’m covered” isn’t good enough.
Campervan rentals and van hires take you out of your comfort zone and are generally done because you’re doing something you don’t usually do, vacations, moving, travel and other things that can fill your brain up with all types of plans and distractions. This can make it far too easy to skip details that might not seem as important as getting the job done.
Thinking that you can ignore campervan or van hire insurance coverage, deciding that whatever you have on your current vehicle will be “good enough” is the kind of thing that’s likely to lead to trouble. It’s entirely possible what you have will be fine, especially if nothing goes wrong. As long as everything goes perfectly, you have nothing to worry about. Why get insured at all?
Be safe, not sorry
Do you want to count on nothing going wrong? Do you want to spring for the high-priced coverage the rental company wants to sell you? Or, do you want to find a company that can tell you what kind of policy you need for the job you’re doing and get you the best price along the way? You may only need a little extra coverage, you may need more, what you really need is the right advice.
So, What’s next?
Regulations vary from state to state and no insurance policy is identical to any other. And the myriad of things you can have covered means you don’t have to pay for too much coverage, you can tailor it to your specific risks. Our coverages include:
Trucking Insurance USA specializes in a wide variety of coverage’s including: